Why SMBs look for a Stripe alternative?
Stripe does operate across most CEE markets, that much is true. But because it's built to serve nearly every country in the world, coverage is broad rather than deep: what's actually available, in payment methods, BNPL providers, and settlement, varies from one CEE market to the next, and it's on the merchant to work out what applies to them, country by country. That gets even harder the moment they sell cross-border within Europe itself, since the answer changes with every market they expand into.
Paypercut varies by market too, on purpose: BNPL providers, local payment methods, and settlement are chosen for what actually works in each country, then set up for you rather than left for you to figure out yourself.
One setup that already fits your market
Stripe's deepest capabilities sit behind its API, but its no-code side is genuinely broad too: hosted checkout, payment links, and dashboard toggles for things like recurring billing and BNPL don't require writing code to turn on. What still tends to need development work is building a fully custom, branded experience around them, your own UI and flow, rather than Stripe's defaults. Paypercut offers four checkout modes, hosted, embedded, express, and e-commerce plugins for WooCommerce, Shopify, OpenCart, PrestaShop, Magento, and MerchantPro, all configured through your dashboard during onboarding, so it's a choice between ready-made options rather than a build
No cross-border markup within the EEA, in your own currency
Stripe's cost per transaction depends on the card type, the country it's issued in, and whether a currency conversion is needed, and that conversion adds 2% on top whenever the settlement currency doesn't match the card's currency, a real cost for a CEE business billing in RON, PLN, HUF, or CZK rather than euros. Paypercut publishes one rate per market and settles in your local currency, so you're not losing a percentage just because you're not billing in EUR.
Real support in your language when you need it
Paypercut is built to be self-serve, most merchants set up and run their account without ever needing to contact anyone. But if something does come up, you can reach a real person who understands your market and speaks your language, rather than working through an automated, ticket-based queue.
BNPL support, built for CEE and growing
Stripe's BNPL partners, Klarna, Affirm, Afterpay, and Zip, are large global brands, and coverage still isn't consistent here: Klarna isn't available to merchants registered in Bulgaria or Hungary, and neither Affirm nor Afterpay/Clearpay operate anywhere in CEE. That's structural, those providers built their businesses on huge Western markets, and a small CEE market isn't where a global platform prioritizes its next integration. Paypercut is built the other way: because we focus on this region, we can work with the providers CEE shoppers actually use locally, not just the names that made sense for a global rollout, adding them market by market as it makes sense for each country.
