Payments for Retail & Online Stores

Why retail businesses choose Paypercut?

Designed around real shopping behaviour

Most shoppers decide in seconds. One-tap wallets, familiar BNPL options, and fast checkout flows help customers complete their purchase the moment they feel ready.

A single setup for your entire retail experience

Cards, digital wallets, BNPL, subscriptions, recurring orders, and payment links all run on one platform. You expand your store - not your technical overhead.

Built for European cross-border selling

Prices, formats, currencies, and BNPL availability adapt automatically to each market. Customers always see payment options that feel local and trustworthy.

Predictable costs that scale with you

No setup fees, no minimums, no hidden extras - just one transparent transaction fee. Perfect for stores with fluctuating or seasonal demand.

Fewer abandoned carts

Mobile-first flows, friction-free authentication, and flexible payment choices reduce drop-offs and lift conversion over time.

Use the bank account you already have

Payouts settle straight to your existing bank account. No new banking setup.

How Paypercut fits the way retail works?

A checkout customers trust - on any device.

Retailers lose most sales at checkout. A slow page, an unfamiliar redirect, or a form that looks difficult is often all it takes.

With Paypercut’s Hosted checkout or embedded checkout, you give shoppers a clean, reliable, and fast payment experience on every device - no surprises, no friction, no dropped carts.

Retail advantage

Higher completion

Fewer support issues

Smoother mobile performance

Works with leading e-commerce platforms.

Paypercut integrates with e-commerce platforms through ready-to-use plugins, so you can improve your checkout without changing your store setup.

Wallets that remove hesitation.

Apple Pay and Google Pay appear automatically where supported. Shoppers recognise them instantly and pay with a single tap - especially powerful on mobile, where abandonment is highest.

Retail advantage

Fast final step

More paid orders

BNPL that makes higher-value carts possible.

Retail customers often hesitate when the total climbs. With Paypercut’s BNPL aggregator, you offer multiple trusted instalment providers through one integration.

Customers pick the option they trust or the repayment plan that suits them - which improves completion and increases average order value.

Retail advantage

Bigger baskets

Less price friction

Payment Links & QR Codes for every channel where retail happens.

Retail isn’t just “add to cart.” It’s:

an Instagram DM
a customer asking for a product variant
a click-and-collect reservation
a support team recovering an almost-sale

With payment links & qr codes, you turn any of these moments into a completed payment - instantly.

Retail advantage

Extra revenue from channels outside your store

Subscriptions for repeat purchases.

If you sell cosmetics, supplements, grooming products, food items, home essentials, pet supplies, flowers or other products customers buy regularly, many will appreciate predictable replenishment cycles.

With subscription billing and recurring payments, you can create simple subscription programs that drive retention and increase lifetime value.

Retail advantage

Predictable revenue

Automated repeat orders

Split payments for multi-vendor or consignment models

Some retail models aren’t single-merchant. Boutiques, curated marketplaces, consignment stores, and multi-brand platforms often need to route a portion of each sale to different partners or creators.

With split payouts, funds are distributed automatically to each party after a completed transaction - no manual reconciliation, no spreadsheets, no delays.

Perfect for:

multi-vendor marketplaces
consignment and artisan shops
curated retail platforms with external sellers
brand partnerships and revenue-share models

Retail advantage

Automated payouts

Less back office

Scale multi-seller operations with confidence

Pre-authorisation for limited stock or high-value orders.

Retailers dealing with pre-orders, custom items, or stock-sensitive products often need to reserve funds without charging immediately.

Pre-authorisation & delayed capture solves this: hold the amount securely, capture only when the item is confirmed.

Retail advantage

Fewer cancellations

Fewer chargebacks

Smoother handling of high-value items

Retail FAQ

Try Paypercut’s online payments demo.

See how your customers will pay - cards, wallets, links, and QR - before you sign up.

Explore demo

Contact us

Paypercut EOOD, company number 208256434, is a SaaS company providing a technical platform and ancillary non-regulated services. Regulated payment and e-money services are provided by Paynetics AD, company number 131574695, an electronic money institution licensed and regulated by the Bulgarian National Bank and by Embed BV, company number 85548413, a payment institution licensed and regulated by the Dutch Central Bank, with both institutions passported to provide services across the European Economic Area (EEA).