myPOS alternative

myPOS alternative designed for scalable online payments across Europe

myPOS helps businesses accept payments through card machines and a suite of online tools. Merchants who sell exclusively online often pay for infrastructure they do not use or miss features that a dedicated online payment platform provides as standard.
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mypos

Why SMBs look for a myPOS alternative?

myPOS is primarily built around physical card machines and the in-person payment experience. However there are different reasons why businessess are looking for myPOS alternatives.
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Replace a hardware-led setup with a checkout built for online
myPOS's product and brand are built around the physical card machine, which is the core of its business and its onboarding experience. Online tools like Payment Request, Payment Tag, and the virtual terminal are available without a device, but they sit inside an ecosystem designed primarily around in-person hardware. Paypercut is built from the ground up for online payments: hosted checkout, embedded checkout, and six e-commerce plugins for WooCommerce, Shopify, OpenCart, PrestaShop, Magento, and MerchantPro are all available from day one, with no device purchase required.
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No BNPL within checkout without a separate provider contract
myPOS does not offer BNPL for online transactions. To give your customers an instalment option, you need to integrate a separate BNPL provider on top of your myPOS checkout setup. Paypercut is the first BNPL aggregator built for Central and Eastern Europe, giving merchants access to multiple BNPL providers through a single integration, with upfront merchant settlement at a flat 5% all-inclusive fee per approved BNPL transaction. No additional contracts, no separate dashboards, and no extra onboarding process.
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No option to collect payments via links and QR codes
myPOS offers Payment Request as a one-time payment link and Payment Tag as a reusable link, both generating QR codes when needed. These are solid tools but they sit within a broader myPOS account that is designed around in-person terminal use. Paypercut's payment links and QR codes are native features of a platform built purely for online payment collection, tracked in the same dashboard as your checkout, subscription, and BNPL transactions, with no card machine account or device purchase attached.
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Complex pricing with extra charges and higher fees
myPOS charges 1.30% + £0.15 per transaction for domestic consumer cards online, 2.50% + £0.15 for American Express, and 2.90% + £0.15 for all other consumer and commercial cards. MO/TO payments carry an additional 0.5% on top of the base online rate.

Paypercut vs myPOS comparison

myPOS is a card machine platform with online tools attached. Paypercut is a complete online payment platform built for European merchants.
Feature
paypercut logo
Primary focus
Online payments platform for EU SMBs
Card machine and POS ecosystem with online tools
Entry point
No hardware required
Card machine purchase or rental required
Online checkout
Hosted, embedded, and e-commerce plugins
Payment gateway and shopping cart plugins
E-commerce plugins
WooCommerce, Shopify, OpenCart, PrestaShop, Magento, MerchantPro
WooCommerce, Magento, OpenCart, PrestaShop, X-Cart, osCommerce, Zen Cart, CloudCart
Payment links
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Payment Request (one-time) and PayLink (reusable)
QR code payments
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Virtual terminal
Not applicable (online-first platform)
Yes, MO/TO virtual terminal available
BNPL
Aggregated access to multiple BNPL providers, upfront merchant payout
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Digital wallets
Apple Pay, Google Pay
Apple Pay, Google Pay
Recurring and subscription billing
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Split payments
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In-person only
Currencies supported
EUR, RON, GBP, USD, CHF, CZK, HUF, PLN
Multi-currency via myPOS account
Geographic reach
29+ European countries from one account
30+ European markets
Onboarding
Fully digital KYC, no paperwork, go live within days
Online registration, device purchase or rental required
Compliance
PCI-DSS, EU-regulated, PSD2, end-to-end encryption
PCI-DSS, encryption, tokenisation

Why teams switch from myPOS to Paypercut?

myPOS focuses on hardware-first payments. See why teams switch to get online-first checkout, integrated BNPL, recurring billing, and easier scaling across Europe.
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Online payments without the need to own a card machine
myPOS is a card machine company that also offers online payment tools. If you sell exclusively online, you are buying into a product model built around physical hardware. Paypercut has no card machine, no rental plan, and no device to configure. It is a pure online payment platform: you register, verify your business digitally, and start accepting payments through checkout, links, or QR codes from the same day.
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When BNPL should be built in, not bolted on
myPOS has no BNPL offering for online merchants. Adding instalment options to your checkout means finding, contracting, and integrating a separate BNPL provider alongside your myPOS setup. Paypercut aggregates multiple BNPL providers under one integration, one fee, and one dashboard. Your customers see relevant BNPL options at checkout and you receive upfront settlement on every approved transaction at 5% all-inclusive.
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Native recurring billing and subscriptions
myPOS supports recurring payments and subscriptions through its API, but the functionality isn't self-serve. Merchants have to contact myPOS directly to have it enabled before they can use it. Paypercut includes recurring billing as a built-in, self-serve capability from day one, with no separate request or approval process.
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European expansion that doesn’t require a new setup
myPOS operates across 30+ European markets but is structured around market-specific entities and a business account that settles in your chosen currency. Paypercut supports 29+ European countries from a single account, applying local currencies, local BNPL providers, and local payment rules automatically per market. Expanding to a new country means enabling a market, not rebuilding your integration or opening a new provider relationship.

Trusted by growing European businesses

Paypercut is used by the leading European businesses to accept payments, offer BNPL, and improve their checkout conversion with fast, reliable, and locally supported payment tools.
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Setting up Paypercut was simpler than we expected. The team walked us through every step and made sure we felt confident before going live.”
better
“It’s been hard to find a payment solution that works well in our countries. With Paypercut, we finally have something that makes sense for our geography and our needs.
svetbazenov
“Finding a BNPL solution that actually works across our region has always been a challenge. Paypercut gave us an approach that fits our markets and how our customers pay.
Nomadis
“Through our partnership with Paypercut, we were able to provide our clients with fast and secure online card payment processing. This led to a noticeable increase in customer satisfaction and gives us the confidence to recommend Paypercut as a reliable partner for all types of online payments.”
fitsys color
“We are pleased to partner with Paypercut, a trusted provider of seamless and secure payment solutions. Their intuitive platform enables reliable online transactions, supported by strong technology and a clear focus on customer satisfaction.”
smart pay
“Paypercut has been great to work with. They move fast, communicate clearly, and treat the partnership like a real collaboration, not just a checkbox.”
wrapp
Setting up Paypercut was simpler than we expected. The team walked us through every step and made sure we felt confident before going live.”
better
“It’s been hard to find a payment solution that works well in our countries. With Paypercut, we finally have something that makes sense for our geography and our needs.
svetbazenov
“Finding a BNPL solution that actually works across our region has always been a challenge. Paypercut gave us an approach that fits our markets and how our customers pay.
nomadis
“Through our partnership with Paypercut, we were able to provide our clients with fast and secure online card payment processing. This led to a noticeable increase in customer satisfaction and gives us the confidence to recommend Paypercut as a reliable partner for all types of online payments.”
fitsys color
“We are pleased to partner with Paypercut, a trusted provider of seamless and secure payment solutions. Their intuitive platform enables reliable online transactions, supported by strong technology and a clear focus on customer satisfaction.”
smart pay
“Paypercut has been great to work with. They move fast, communicate clearly, and treat the partnership like a real collaboration, not just a checkbox.”
wrapp

Made in Europe, for European businesses.

Online payments built for EU merchants - with local know-how where it matters. You can work with Paypercut from anywhere in the EU and sell across 29+ European countries and beyond, with local currencies and local settlement in selected markets. Expand your business without rebuilding your checkout - we handle local payment rules for you.

Available in all European markets

poland
Greece
romania
bulgaria
hungary
czech
Slovenia
Estonia
Latvia
Croatia
Slovakia
lithuania
Turkey
United Kingdom
Austria
belgium
Cyprus
Denmark
Finland
france
Germany
ireland
Italy
luxemburg
Malta
netherlands
Portugal
Spain
sweeden
Accepted payment types
visa
mastercard
apple pay
google pay
Supported currencies
EUR
RON
GBP
USD
CHF
CZK
HUF
PLN

Everything your business needs to take payments online

One integration covers checkout, BNPL, payment links, QR codes, recurring billing, and multi-currency payouts, all built for European merchants.

Comparison FAQ

Is Paypercut a good alternative to myPOS?

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What does Paypercut offer that myPOS does not?

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Paypercut offers aggregated BNPL access across multiple providers with upfront merchant settlement, native recurring billing and subscription management, and a platform built entirely for online-first merchants with no card machine dependency. All of these are available under one integration and one publicly listed fee structure.

Who should choose myPOS?

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myPOS may be the better fit if:
- You take in-person payments and need a card machine as your primary tool
- You want online tools as a secondary add-on to an existing hardware setup
- You don't need BNPL or aggregated payment provider access
- You're comfortable managing a separate BNPL provider if you ever need one

Who should choose Paypercut?

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Paypercut may be the better fit if:
- You sell primarily or exclusively online and don't need a card machine
- You want BNPL, recurring billing, and payment links available from day one, self-serve
- You want cards, wallets, BNPL, and checkout under one integration and one fee structure
- You're expanding across multiple European markets and want local currencies and providers handled automatically

Does Paypercut require a developer to get started?

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Can Paypercut replace multiple tools?

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Is Paypercut suitable for small and medium-sized businesses?

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Try Paypercut’s online payments demo.
See how your customers will pay - cards, wallets, links, and QR - before you sign up.