When splitting a card payment isn't the only thing you need
Splitit is a specialist installment tool built around one specific mechanic: splitting a purchase across a shopper's existing credit card. That is a useful feature for the right merchant and the right customer, but it is not a complete online payments platform. It requires the shopper to have an available credit card with sufficient credit to cover the full purchase upfront. It offers no card payments outside of installments, no digital wallets as a standalone product, no payment links, no QR codes, and no recurring billing. For European merchants who need a full-spectrum online payment setup, Splitit fills one slot rather than solving the whole picture.
Replace a single BNPL product with an aggregated BNPL platform
Splitit's installment model works exclusively with credit cards and splits payments using the card's existing credit. Paypercut is the first BNPL aggregator in Central and Eastern Europe, giving you access to multiple BNPL providers through a single integration, with one all-inclusive fee of 5% per approved transaction and upfront merchant payout regardless of which provider the shopper selects. Because approval isn't tied to one provider's criteria, more of your shoppers qualify at checkout, and your BNPL revenue doesn't depend on a single provider's underwriting model or commercial terms. Your customers choose the option that works for them, and you get paid immediately.
When you need BNPL alongside cards, wallets, links, and subscriptions
Splitit operates as a standalone installment solution layered on top of another payment processor. It does not replace your checkout, your card acceptance, or your payment links. Paypercut brings all of these into one platform: hosted checkout, embedded checkout, e-commerce plugins, payment links, QR codes, recurring billing, split payments, and BNPL, all managed from a single dashboard and a single integration. That means one system to manage, fewer handoffs between tools, and one report instead of reconciling data across providers. You do not need a separate processor alongside it.
Pay a flat transaction fee, not a specialist rate
Splitit's merchant pricing is not publicly listed and varies by plan, product, and commercial agreement. Paypercut charges a single transparent transaction fee: 1.29% + €0.10 for EEA consumer Visa and Mastercard cards, and 2.69% + €0.10 for all other cards. BNPL is priced at 5% per approved transaction, all-inclusive, with no separate provider fees. There are no activation fees, no monthly minimums, no maintenance charges, and no lock-in contracts.
