Why teams switch from PayU to Paypercut?
PayU is powerful but complex. SMBs need simple checkout, unified BNPL, and seamless expansion across Europe, without the overhead.
Measure the setup time in days, not months
Getting PayU live requires API development, technical integration, and in some markets a separate onboarding process per entity. Paypercut offers fully digital KYC with no paperwork and multiple no-code checkout options, including one-click e-commerce plugins. You can go from registration to your first test transaction without writing a line of code or waiting weeks for a commercial agreement.
Simple BNPL across the entire market
PayU offers BNPL products in specific markets, but coverage and availability differ significantly depending on where you operate. Paypercut gives you aggregated access to multiple BNPL providers across Central and Eastern Europe through one integration, with one all-inclusive fee and upfront settlement. Whether your customers are in Romania, Bulgaria, or Poland, they see relevant BNPL options and you get paid immediately.
One platform to cover everything
PayU functions as a payment processor and gateway that fits into a larger merchant tech stack, but it does not replace the need for additional tools like payment link generators, QR code creators, or subscription billing systems. Paypercut combines hosted checkout, embedded checkout, e-commerce plugins, payment links, QR codes, BNPL aggregation, recurring billing, split payments, and multi-currency payouts into one platform, all under one integration and one fee structure.
Transparent pricing instead of hidden fees
PayU's pricing isn't listed and varies by market, merchant size, and integration type — you can't see it without asking. Paypercut publishes its rates openly for EEA consumer Visa and Mastercard [+ fee], with no setup fees, monthly charges, or hidden extras. You know your costs upfront, before you launch, and before you commit.